Insurance for businesses
that grow.

TRS is an insurance brokerage business.

TRS places property, liability, cyber and workforce cover with 18 Singapore-licensed insurers, then runs the policies, claims and renewals for each client with one named team.

Singapore skyline with Marina Bay Sands and the Singapore Flyer at dusk

Premium saved through programme reviews

$10M+

Clients served

250+

Average saving on premium*

15%

Note: figures in SGD. *Average across clients who moved their programme to TRS from a previous broker.

What we do

Why leading companies trust TRS

TRS runs the insurance programme for the business, from the first review to every claim after it.

Active risk coverage

Dedicated risk management team

A named team with more than 50 years of combined experience in broking, underwriting and claims, assigned to each account from the first review to every renewal after it.

Account reviewHarbourline Logistics Pte Ltd
Your TRS team
  • ALAccount leadReviews, renewals and day-to-day questions
  • PLPlacementMarket approach, terms and wording
  • CLClaimsFrom first notice to settlement
This quarter
  • 12 OctNew forklift fleet added to the machinery scheduleDone
  • 03 OctWICA headcount updated from 142 to 168Done
  • 21 SepNew warehouse lease checked for insurance clausesDone

Prepared by your TRS team

Illustrative example
Talk to humans

White-glove service

TRS gathers the information, negotiates with insurers and runs the claim. The business completes and signs the proposal forms.

Claim updateRef. CL-2611
Water damage, Tuas warehouse
  1. Notified to insurer2 Oct
  2. Loss adjuster appointed4 Oct
  3. Documents submitted11 Oct
  4. Adjuster's reportDue Friday
  5. SettlementNext
From your claims handlerThe adjuster's report is due Friday. I will send you the figures and our view before you reply to the insurer.

Prepared by your TRS team

Illustrative example
Price discovery

Transparent pricing and review

Quotes are set side by side with premium, deductibles and key exclusions in plain terms. Each programme is reviewed against the business as it stands, not as it stood last year.

Renewal comparisonIndustrial all risks
Three quotes, side by side
Insurer AInsurer BInsurer C
Annual premiumS$48,200S$43,950S$46,700
DeductibleS$10,000S$25,000S$10,000
Flood limitS$5MS$2MS$5M
New exclusionsNoneVacant 30+ daysNone
Our viewB is cheapest but cuts the flood limit to S$2M. C keeps your cover for S$1,500 less than A.

Prepared by your TRS team

Illustrative example

Results

Proven in action

Turning great experiences into impactful savings.

“The TRS team was professional from the first meeting. Their advice was transparent, so we could make the right decisions for the business with confidence.”
Chief Financial OfficerTRS client
Saved in premiums for one client$100K
From first review to a placed programme14 days

One team

One Platform for Risk and Coverage

Businesses and their finance teams do their best work with TRS. Run everything your insurance programme needs through one dedicated team.

Products

Get the right insurance for you

TRS structures cover around the risk profile of the business and places it with 18 Singapore-licensed insurers.

Our partners

Coverage from leading insurers.

We work with top-rated commercial insurers to bring you fast quotes, broad coverage, and dependable protection for your business.

Deep domain expertise

Protecting businesses across industries

Logistics and freight

Logistics and freight

Keep cargo moving through every handover, cover the fleet and the warehouse, and settle claims before the next shipment.

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Energy and chemicals

Energy and chemicals

Secure capacity for high-consequence sites, contain environmental liability, and keep income insured through every shutdown.

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Wholesale and distribution

Wholesale and distribution

Protect stock in the warehouse and on the road, and sell on credit terms without carrying the bad debt.

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Financial services

Financial services

Meet MAS requirements, protect directors and the fund, and answer investors with the cover already in place.

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Built environment

Built environment

Win tenders with the right cover in hand, protect every project from groundbreaking to handover, and keep workers compliant.

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Healthcare and life sciences

Healthcare and life sciences

Run clinical trials with confidence, protect practitioners against malpractice claims, and offer benefits that hire.

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Manufacturing

Manufacturing

Keep the line running after a breakdown, defend against product liability, and recover lost income while the plant is down.

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Professional services

Professional services

Protect the advice you give, the directors who give it, and the client data you hold.

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Tech, media and start-ups

Tech, media and start-ups

Raise with D&O in place, recover fast from a breach, and scale cover from Series A to IPO.

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Next step

Find out what the right coverage looks like for you.

A broker reads your current schedule against your operations and replies within two working days.