TRS is an insurance brokerage business.
TRS places property, liability, cyber and workforce cover with 18 Singapore-licensed insurers, then runs the policies, claims and renewals for each client with one named team.

Premium saved through programme reviews
$10M+
Clients served
250+
Average saving on premium*
15%
Note: figures in SGD. *Average across clients who moved their programme to TRS from a previous broker.
What we do
TRS runs the insurance programme for the business, from the first review to every claim after it.
A named team with more than 50 years of combined experience in broking, underwriting and claims, assigned to each account from the first review to every renewal after it.
Prepared by your TRS team
TRS gathers the information, negotiates with insurers and runs the claim. The business completes and signs the proposal forms.
Prepared by your TRS team
Quotes are set side by side with premium, deductibles and key exclusions in plain terms. Each programme is reviewed against the business as it stands, not as it stood last year.
| Insurer A | Insurer B | Insurer C | |
|---|---|---|---|
| Annual premium | S$48,200 | S$43,950 | S$46,700 |
| Deductible | S$10,000 | S$25,000 | S$10,000 |
| Flood limit | S$5M | S$2M | S$5M |
| New exclusions | None | Vacant 30+ days | None |
Prepared by your TRS team
Results
Turning great experiences into impactful savings.
“The TRS team was professional from the first meeting. Their advice was transparent, so we could make the right decisions for the business with confidence.”
One team
Businesses and their finance teams do their best work with TRS. Run everything your insurance programme needs through one dedicated team.
Products
TRS structures cover around the risk profile of the business and places it with 18 Singapore-licensed insurers.
Physical assets against damage, loss and business interruption. Industrial all risk, fire, BI.
Projects, machinery and sensitive equipment during and after construction.
Goods in transit and the vehicles that move them.
Non-payment by buyers and performance obligations to counterparties.
What the business owes if it is sued. General, professional indemnity, D&O, IMI.
Breach response, business interruption and liability after an incident.
WICA, foreign worker medical and bond, group health, benefits, keyman.
Home contents, fire, travel, maid and personal accident for individuals.
Our partners
We work with top-rated commercial insurers to bring you fast quotes, broad coverage, and dependable protection for your business.
AIAGroup life and health
AllianzProperty and casualty
BHSISpecialty lines
China TaipingProperty and engineering
ChubbGlobal programmes
CignaInternational health
CofaceTrade credit
EQ InsuranceBonds and guarantees
Great EasternEmployee benefits
IncomeMotor and SME
LibertyMotor and commercial
Lloyd'sSpecialist risk
QBEWorkforce and liability
MSIGMarine and property
Raffles HealthCorporate health
SinglifeGroup life and benefits
Swiss ReLarge corporate risk
Tokio MarineMarine and cargo
ZurichLiability and cyberDeep domain expertise
Logistics and freightKeep cargo moving through every handover, cover the fleet and the warehouse, and settle claims before the next shipment.
See more →
Energy and chemicalsSecure capacity for high-consequence sites, contain environmental liability, and keep income insured through every shutdown.
See more →
Wholesale and distributionProtect stock in the warehouse and on the road, and sell on credit terms without carrying the bad debt.
See more →
Financial servicesMeet MAS requirements, protect directors and the fund, and answer investors with the cover already in place.
See more →
Built environmentWin tenders with the right cover in hand, protect every project from groundbreaking to handover, and keep workers compliant.
See more →
Healthcare and life sciencesRun clinical trials with confidence, protect practitioners against malpractice claims, and offer benefits that hire.
See more →
ManufacturingKeep the line running after a breakdown, defend against product liability, and recover lost income while the plant is down.
See more →
Professional servicesProtect the advice you give, the directors who give it, and the client data you hold.
See more →
Tech, media and start-upsRaise with D&O in place, recover fast from a breach, and scale cover from Series A to IPO.
See more →Next step
A broker reads your current schedule against your operations and replies within two working days.