Insights

Guides, rule changes and claim lessons for Singapore businesses.

Is WICA insurance compulsory for office staff?WorkforceIs WICA insurance compulsory for office staff? The S$2,600 rule explainedWho the Work Injury Compensation Act requires a Singapore employer to insure, who it does not, and why many employers cover every employee.6 min read

WorkforceHow WICA premiums are worked out: wages, job class and claims history5 min read WorkforceForeign worker medical insurance: the S$60,000 minimum and what it covers6 min read WorkforceSecurity bond for Work Permit holders: banker’s guarantee or insurance guarantee?4 min read WorkforceGroup medical insurance for SMEs: how small groups are underwritten and what to compare6 min read WorkforceEmployee benefits review: seven things to check before renewal5 min read LiabilityD&O insurance for private companies: when directors are personally exposed7 min read LiabilityProfessional indemnity: claims-made cover and the retroactive date6 min read LiabilityPublic liability vs product liability: which policy pays5 min read LiabilityCyber insurance for SMEs under the PDPA: what a policy pays after a breach6 min read Property and projectsContractors’ all risks insurance for fit-outs and construction projects5 min read Property and projectsBusiness interruption insurance: indemnity period, gross profit and what gets paid6 min read Property and projectsMarine cargo insurance: Institute Cargo Clauses A, B and C compared5 min read ClaimsBusiness insurance claim rejected in Singapore: next steps and FIDReC6 min read Working with a brokerInsurance broker vs agent in Singapore: who acts for you and how each is paid5 min read

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