API Solutions
Flexible, usage-based insurance solutions for gig platforms — covering delivery riders, freelancers, and on-demand workers with coverage that activates per trip or shift.
Backed byAXA · Chubb · Allianz · Zurich · Manulife
“Our 4,000 riders now have instant PA coverage the moment they accept a job. Claim frequency dropped because riders feel protected — and our platform liability exposure is covered.”
API Solutions
Coverage activates when a job is accepted and deactivates on completion — no wasted premium, no gaps in protection for riders and gig workers.
Real-time PA coverage for riders and gig workers during active jobs — including medical reimbursement, hospitalisation, and permanent disability.
Covers legal liability arising from accidents, property damage, or bodily injury caused by gig workers during delivery or service — protecting the platform and the worker.
Real-time policy management and claims reporting for your platform with worker-level data visibility — fully integrated into your ops tooling.
Coverage is priced and activated based on actual working time — making it cost-effective for workers who operate part-time or irregularly.
Yes. TRS can design opt-in/opt-out UX flows within your app, with real-time certificate issuance on activation.
TRS programmes are scalable from 50 workers upwards. Volume-based pricing applies for platforms with over 500 active workers.
Monthly reconciliation based on actual trip-activations or worker-hours — no upfront deposit, no wasted premium for inactive workers.