API Solutions

Instant coverage for
every rental transaction

Embedded insurance solutions for rental platforms — covering vehicles, property, equipment, and consumer goods with per-transaction or subscription-based insurance at checkout.

Backed byAXA · Chubb · Allianz · Zurich · Manulife

“Since embedding TRS rental protection at checkout, our damage dispute rate has dropped by 70% and renters are 40% more likely to select the coverage option.”

YC
Yvonne Chua
Product Lead, Rental Marketplace

API Solutions

What’s covered

Vehicle Rental Cover


Third-party liability and own damage cover for car, motorcycle, and bicycle rental platforms — embedded at the booking confirmation stage.

Property Rental Protection


Security deposit replacement and contents damage cover for short-term accommodation and storage rental platforms — improving conversion and reducing disputes.

Equipment Rental Liability


Covers damage or loss of rented tools, AV equipment, and heavy machinery during the rental period — protecting rental operators and renters alike.

Real-Time Certificate Issuance


Policy documents and certificates generated instantly via API at point of rental confirmation — no manual steps, no delays for your customers.

Vehicle
Vehicle Rental
Own damage✓ Covered
Third-party liability✓ Included
Excess reduction✓ Optional
ActivationBooking confirmation
Property
Property Rental
Deposit replacement✓ Available
Contents damage✓ Covered
Malicious damage✓ Covered
Dispute resolution✓ Assisted
Equipment
Equipment Cover
Accidental damage✓ Covered
Loss✓ Covered
Hire cost during repair✓ Included
Excess structureConfigurable
Instant
Instant Policy
Certificate issuedOn confirmation
PDF / digitalBoth formats
Customer copy✓ Auto-emailed
Insurer filing✓ Automated

Frequently
asked questions

Yes. Deposit replacement products allow renters to purchase a low-cost insurance policy instead of a large cash deposit — improving platform conversion.

It can be structured either way. Platform-level policies cover the asset regardless of renter. Renter-purchased policies attach to the specific transaction.

Yes. Coverage can extend to inbound international renters, subject to destination and product type restrictions.

TRS provides a dedicated claims portal for platform operators. Renters submit claims digitally; adjusters are assigned within 24 hours for high-value items.