Workforce Coverage
Bundled employee benefits combining group health, life, accident, and disability coverage into a single programme designed to attract and retain top talent.
Backed byAXA · Chubb · Allianz · Zurich · Manulife
“When we rolled out the TRS employee benefits package, our hiring acceptance rate improved noticeably. Candidates specifically mentioned the coverage when choosing us over competitors.”
Workforce Coverage
Pays a lump sum death benefit to the employee's nominated beneficiaries — typically a multiple of annual salary, scalable by grade or seniority.
24/7 accident coverage for all employees covering accidental death, permanent disability, and medical expenses — anywhere in the world.
Covers inpatient hospital stays, surgery, and specialist charges for all employees — optionally extended to cover spouses and dependent children.
Monthly income replacement for employees unable to work for extended periods due to illness or injury — protecting staff and reducing employer liability.
Yes. Benefits can be structured by grade — executives receive higher limits, junior staff a standard package. TRS designs tiered plans to fit your HR structure.
Group health plans can extend to cover employee spouses and children at an additional premium. Most employees value dependant cover highly.
Most Singapore insurers require a minimum of 5–10 employees. TRS can arrange cover for groups as small as 3 members with select carriers.
Employees can be added to the group policy mid-term. Premium is adjusted pro-rata and TRS handles the endorsement with the insurer.