Personal Insurance
Comprehensive home contents insurance covering your furniture, electronics, clothing, and valuables against fire, theft, water damage, and more.
Backed byAXA · Chubb · Allianz · Zurich · Manulife
“After a pipe burst while I was overseas, TRS had an adjuster on-site the same day and covered all my damaged furniture — no arguments, no delays.”
Personal Insurance
Replaces or repairs personal belongings damaged by fire, flood, theft, or accidental damage within your home — at full replacement value.
Extends cover for laptops, phones, cameras, and jewellery taken outside the home — whether you are at work, travelling, or commuting.
Pays reasonable hotel or short-term rental costs if your home becomes uninhabitable following a covered event such as fire or major flood.
Covers your legal liability as a tenant if a visitor is injured or a neighbour's property is damaged as a result of an incident at your home.
No, it is not mandatory — but it is strongly recommended. Many landlords require tenants to hold a basic contents policy as part of the tenancy agreement.
Yes, with the right extension. Standard cover addresses fire, theft, and water damage. Accidental damage riders are available for added peace of mind.
High-value items above the per-item sub-limit, motorised vehicles, pets, and gradual wear and tear are typically excluded.
Yes. Items you own and keep in your home are covered regardless of where they were purchased.