Personal Insurance
Mandatory and enhanced insurance solutions for employers of foreign domestic workers — meeting MOM requirements while protecting both employer and worker.
Backed byAXA · Chubb · Allianz · Zurich · Manulife
“When my helper had an emergency appendectomy, TRS covered everything including the specialist fees. The claims process took less than a week.”
Personal Insurance
Covers inpatient medical expenses for your FDW including surgery, specialist consultations, and emergency treatment — well above MOM minimums.
Pays a lump sum benefit for accidental death or permanent disability of your domestic worker — providing financial support for her family.
Covers the cost of repatriating your FDW to her home country in the event of death, serious illness, or early termination of the employment contract.
Protects you against legal claims arising from bodily injury to your domestic worker during the course of employment at your home.
Yes. All employers of FDWs must purchase medical insurance (min S$15,000/year) and personal accident insurance (min S$60,000) as required by MOM.
MOM requires at least S$15,000 annual medical insurance and S$60,000 personal accident coverage. TRS policies exceed these minimums.
Employer liability cover responds, covering legal costs and compensation if your FDW suffers injury arising from employment.
Most TRS maid insurance policies can be set to renew annually. We will remind you 30 days before expiry.