Personal Insurance
Affordable year-round accident coverage that pays a tax-free lump sum for accidental death, permanent disability, or medical expenses following an unexpected event.
Backed byAXA · Chubb · Allianz · Zurich · Manulife
“After a cycling accident left me hospitalised for two weeks, my PA policy covered all the medical bills and paid a daily allowance that covered my lost freelance income.”
Personal Insurance
Pays a lump sum to your nominated beneficiaries if death results directly from an accident — providing immediate financial support for your family.
Compensates for total or partial permanent disability according to a standard schedule of injuries — from loss of limb to permanent loss of sight.
Covers emergency treatment, specialist visits, and physiotherapy costs incurred directly as a result of an accidental injury.
Pays a daily cash allowance for each day you are hospitalised due to an accidental injury — replacing lost income while you recover.
Life insurance covers death from any cause including illness. Personal accident covers only death or disability caused by an accident — at a significantly lower premium.
Pre-existing conditions are generally not relevant to PA claims unless they directly contribute to the accident or its severity.
Yes. Family PA plans cover the policyholder, spouse, and dependent children under one policy at a discounted family premium.
Standard PA covers most everyday activities. Extreme sports riders are available for activities such as rock climbing, motorsports, and water sports.