API Solutions

Launch your own
branded insurance product

End-to-end white label and embedded insurance infrastructure — enabling platforms, fintechs, and enterprises to offer insurance under their own brand without the regulatory burden.

Backed byAXA · Chubb · Allianz · Zurich · Manulife

“We launched our embedded travel insurance product in six weeks using TRS's API. The revenue share exceeded our projections in the first quarter.”

RL
Rachel Lim
CPO, Travel Platform

API Solutions

What’s covered

White Label Policy Issuance


Issue policies directly under your brand with your terms, pricing, and distribution — backed by TRS's insurer relationships and MAS licence.

REST API Integration


Real-time quote, bind, and policy management APIs that integrate directly into your app, checkout flow, or platform — with full developer documentation.

Custom Underwriting Rules


Configure your own underwriting parameters, eligibility rules, and pricing models — TRS manages the insurer backstop and regulatory compliance.

Branded Claims Portal


Branded claims portal and dedicated claims concierge for your customers — maintaining your service standards throughout the claims process.

White Label
Policy Issuance
Your brand✓ Full white label
MAS licenceVia TRS
Product designCustom or catalogue
Carrier access10+ insurers
API
API Specs
Quote API✓ Real-time
Bind API✓ Instant
Policy management✓ Full CRUD
Sandbox environment✓ Provided
Underwriting
Underwriting
Custom rules✓ Configurable
Dynamic pricing✓ Supported
Eligibility logic✓ Your rules
ReinsuranceManaged by TRS
Claims
Claims Experience
Branded portal✓ White label
Claims concierge✓ Dedicated
Settlement speedTarget 14 days
NPS tracking✓ Optional

Frequently
asked questions

No. TRS holds the required MAS licence. You operate as a distribution partner under TRS's regulatory framework.

Most commercial and personal lines products can be white-labelled — including travel, PA, SME property, and cyber. Bespoke product design is also available.

A standard API integration with an existing TRS product can be completed in 2–4 weeks. Custom product builds take 8–16 weeks depending on complexity.

Revenue share arrangements are agreed per product and distribution channel. TRS provides transparent commission reporting through our partner dashboard.