Travel Insurance
Single-trip and annual travel plans covering medical emergencies, trip cancellation, and baggage loss — worldwide.
Backed byAXA · Chubb · Allianz · Zurich · Manulife
"When my connecting flight was cancelled, TRS's travel policy covered every cent of the hotel and rebooking. The claim was approved in 48 hours."
End-to-end travel protection
Overseas hospitalisation, surgery, and emergency medical evacuation — covered up to S$500,000. Includes repatriation of mortal remains.
Reimbursement for non-refundable travel and accommodation costs if your trip is cancelled or cut short due to illness, death, or major events.
Compensation for lost, stolen, or damaged luggage and personal items. Includes laptop cover and travel document replacement.
Round-the-clock helpline staffed by multilingual coordinators. Arrange hospital admission, emergency cash transfer, or legal assistance from anywhere in the world.
Credit card travel insurance typically has low coverage limits and significant exclusions — often excluding pre-existing conditions, activity coverage, and full evacuation costs. A dedicated TRS travel policy provides comprehensive, higher-limit coverage.
Medical emergencies including hospitalisation, surgery, specialist treatment, emergency dental, and medical evacuation or repatriation back to Singapore — all covered up to the policy limit.
No. Travel insurance must be purchased before departure. For annual plans, you can be covered for subsequent trips during the policy year.
Call the 24/7 emergency hotline immediately. For non-emergency claims, document everything (receipts, medical reports, police reports) and submit via TRS within 30 days of your return.
Standard plans exclude pre-existing conditions. However, TRS can arrange policies with pre-existing condition riders for customers who declare their conditions. Speak to an advisor for options.