Executive Coverage
Directors and officers liability insurance that protects the personal assets of company leaders against claims arising from management decisions, governance failures, and regulatory investigations.
Backed byAXA · Chubb · Allianz · Zurich · Manulife
“A shareholder dispute put two of our directors at personal financial risk. TRS had our D&O insurer appoint senior counsel within 48 hours — the matter was resolved without any personal exposure.”
Executive Coverage
Protects individual directors and officers when the company cannot or will not indemnify them — ensuring their personal assets are not at risk.
Reimburses the company when it indemnifies directors and officers against a covered D&O claim — protecting the company's balance sheet.
Protects the company entity itself against securities claims brought by shareholders or regulators — available for listed and unlisted companies.
Covers legal costs arising from formal MAS, ACRA, SGX, or overseas regulatory investigations — even if no claim is ultimately filed.
Yes. Directors can be held personally liable for wrongful acts including misrepresentation, breach of fiduciary duty, and regulatory violations.
Fraudulent or criminal acts are excluded. However, D&O provides defense costs until fraud is established by a court — after which the insurer can seek recovery.
Not legally mandated, but MAS guidelines and SGX listing rules hold directors to high standards of governance, making D&O essential for any regulated firm.
D&O covers management decisions and governance failures. PI covers errors and omissions in professional services delivered to clients.