Industry Solutions
Tailored insurance packages for SMEs across Singapore — combining property, liability, business interruption, and workforce coverage into a single, value-driven programme.
Backed byAXA · Chubb · Allianz · Zurich · Manulife
“TRS consolidated all our insurance under one programme — WICA, property, liability, and cyber. Our premiums dropped 18% and our renewal is now a single call.”
Industry Solutions
An all-in-one commercial policy bundling property, liability, money, and business interruption cover — designed for small businesses at a competitive combined premium.
All mandatory covers — WICA, foreign worker bonds, and motor — managed under one broker relationship for easy compliance tracking and renewal.
Business interruption and key person insurance to keep cash flowing and operations running following an unexpected disruptive event.
Affordable entry-level cyber policies protecting SMEs against phishing, ransomware, and data breach — increasingly relevant for all businesses with digital operations.
Yes. Businesses employing workers must hold WICA insurance. Those with foreign workers need additional bonds and medical insurance. Motor vehicles require minimum third-party cover.
In many cases yes, but TRS typically spreads your programme across 2–3 specialist carriers to optimise each cover and avoid single-insurer concentration.
Most SME programmes run from S$3,000–S$15,000 per year depending on industry, revenue, and headcount. TRS provides a no-obligation market review.
TRS handles mid-term endorsements quickly. New covers can be added pro-rata at any time during your policy year.