Industry Solutions

Protect your online
business end-to-end

Tailored insurance for online retailers, marketplaces, and direct-to-consumer brands — covering stock, liability, cyber risk, and cross-border logistics under one managed programme.

Backed byAXA · Chubb · Allianz · Zurich · Manulife

“When a defective product batch led to 40 customer injury claims, our TRS product liability policy handled every single claim. We didn't spend a dollar out of pocket.”

FR
Fiona Raj
CEO, D2C Consumer Brand

Industry Solutions

What’s covered

Stock & Inventory


All-risks cover for inventory in fulfilment centres, warehouses, and third-party logistics locations — against fire, theft, flood, and water damage.

Goods in Transit


Marine cargo and inland transit coverage for shipments between suppliers, fulfilment centres, and customers across Singapore and the ASEAN region.

Product Liability


Protection against claims arising from physical products you sell — including defects, mislabelling, and consumer safety incidents across all sales channels.

Cyber & Payment Security


Cyber liability for platforms handling payment card data and customer personal information — covering PCI-DSS breach costs and regulatory fines.

Stock
Inventory
Fulfilment centre✓ Covered
3PL warehouse✓ Covered
Theft & fire✓ Covered
Maximum stock valueDeclared
Transit
In-Transit
International cargo✓ Covered
Last-mile delivery✓ Covered
Returns in transit✓ Optional
Open coverAnnual declaration
Product
Product Liability
Manufacturing defect✓ Covered
Mislabelling✓ Covered
Third-party injury✓ Covered
Worldwide sales✓ Available
Cyber
Cyber & Privacy
Data breach✓ Covered
PCI-DSS costs✓ Covered
PDPA fines✓ Covered
Payment fraud✓ Optional

Frequently
asked questions

Yes, if you are the seller or importer of record. Marketplace sellers have product liability exposure regardless of the platform used.

Your product liability policy covers legal defense costs and compensation arising from bodily injury or property damage caused by a defective product you sold.

A well-structured marine cargo and liability programme can cover multi-country operations. US and EU markets may require specific endorsements.

Yes. Any business storing customer payment or personal data faces PDPA obligations. A data breach can result in regulatory fines and reputational damage.