Commercial Motor

Keep your
fleet moving

Fleet and commercial vehicle insurance for businesses of any size — from single commercial vehicles to large multi-vehicle fleets.

Backed byAXA · Chubb · Allianz · Zurich · Manulife

"Managing a fleet of 40 vehicles used to be a compliance headache. TRS consolidated everything into one policy with better coverage and saved us 18% on premiums."

JN
James Ng
Fleet Manager, Express Logistics Pte Ltd

Built for business fleets

One policy, total fleet coverage

Fleet Coverage


Single master policy covering all your commercial vehicles — cars, vans, trucks, and motorcycles — with centralised billing and renewals.

Third Party Liability


Legal protection against third-party bodily injury and property damage claims arising from the use of your commercial vehicles.

Own Damage


Repairs or replacement for your vehicles following an accident, fire, or theft. TRS negotiates approved workshop rates to minimise downtime.

Driver Personal Accident


PA cover for all named and unnamed drivers operating your fleet vehicles, including medical expenses and compensation for permanent disability.

Fleet Policy
Fleet Coverage
Number of vehiclesUp to unlimited
Vehicle typesMixed fleet OK
Billing cycleAnnual/monthly
Mid-term add/remove✓ Available
Liability
Third Party
Bodily injuryUnlimited
Property damageS$500,000
Uninsured driver✓ Included
Legal costs✓ Covered
Own Damage
Vehicle Repair
Accident damage✓ Covered
Fire & theft✓ Covered
Workshop choiceAuthorised
Windscreen✓ Included
Driver PA
Personal Accident
Accidental deathS$50,000
Total disabilityS$50,000
Medical expensesS$3,000
Unnamed drivers✓ Covered

Frequently
asked questions

Yes. TRS arranges fleet policies for mixed fleets including private cars, vans, lorries, and motorcycles under one master policy with consolidated renewals.

Fleet size, vehicle types, driver profiles, claims history, usage (own goods vs. hire and reward), and security measures all influence premiums. TRS benchmarks across multiple insurers to find the best rate.

Report any incident to TRS immediately. We coordinate directly with the insurer and workshop, manage the repair timeline, and handle all documentation — so your operations face minimal disruption.

Yes. TRS arranges fleet policies with full mid-term flexibility. Adding or removing vehicles is done on a pro-rata basis with adjustments to your premium.

Most insurers require a minimum of 3 vehicles for a formal fleet policy. For 1–2 commercial vehicles, TRS arranges individual commercial vehicle policies with competitive rates.